Smarter Finance USA

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Get information about financing your business - with no lies, no scams, just the truth!

We often field questions from folks who are looking to get a loan for a skid steer they're going to use at home, maybe to plow snow on a large property or to use for building property on some new land they acquired.

While we'd love to provide financing to these folks, there aren't any options on the market that we're aware of, since what loan underwriters look at when making financing decisions is the revenue (money) stream likely to be generated from use of that equipment.

In order to get a loan for equipment you'll need to actually own a business.